Get more from your credit card
6,000 welcome miles
Enjoy all the benefits of the Miles & More Mastercard Gold. Apply now, and earn 6,000 welcome miles plus 1 award mile for every EUR 2 spent.1 Your card also comes with unlimited mileage protection, so you can use all the extra miles for tickets, upgrades and more any time.2
It works like this
1. Apply for your Miles & More Mastercard Gold here, and make at least one qualifying purchase.
2. Earn 6,000 welcome miles plus 1 mile for every EUR 2 spent.1
3. Experience the advantages of your new card, like lounge access, no ATM or FX fees and unlimited mileage protection.2, 3
| Miles & More Mastercard Gold by Advanzia Bank | |
|---|---|
| Welcome miles | 6,000 award miles1 |
| Award miles | 1 award mile for every EUR 2 you spend1 |
| Mileage expiry | No mileage expiry2 |
| Lufthansa lounge access | One voucher per calendar year3 |
| ATM fee | No |
| Foreign transaction fee | No |
| Insurance package | Travel accident or invalidity, purchase protection, extended warranty and Safe Online coverage4 |
| Annual fee | EUR 725 (no card fee for the first six months) |
Terms & conditions
- The Miles & More Mastercard Gold is issued by Advanzia Bank. Advertising message for promotional purposes. For the APR, the contractual conditions of the “Advanzia Miles & More Credit Card” and all other relevant information, please always consult the contractual documentation available at https://milesandmore.cardgold.it.
- Interest rate (on a monthly basis): 1.71%, TAN: 20.51%, TAEG (APR): 22.55%. Representative example: the total costs include both the agreed debit interest and the other costs incurred in connection with the credit agreement, insofar as these are known to Advanzia. The total cost calculation is based on the information used to calculate the annual percentage rate of charge. Calculation of the APR is based on the following assumptions: 1. The credit is drawn down in full from the first day of the credit period and is granted for a period of one year. 2. The net loan amount is EUR 1,500. 3. The loan amount is repaid in 12 equal monthly instalments, beginning one month after the first day of the loan term. The balance, interest and any costs are settled when the cardholder makes the last payment.
- Under the above assumptions, the total amount is EUR 1,671.84, of which EUR 171.84 represents the total cost of credit. The product is sold by Advanzia Bank, which assesses the requirements for granting of the credit card and assignment of the credit limit connected to the credit card. The customer will be granted a credit according to the creditworthiness and solvency analysis of the customer carried out by Advanzia.
- For other details and information, please check the web page of the product here.
Holders will be credited with their welcome award miles and their first turnover award miles within approximately three months after their first transaction. After this, they will get their turnover award miles credited on a monthly basis.
With the Miles & More Mastercard Gold, your award miles are exempt from expiring, provided you make a miles-related purchase at least once a month (which is not returned or refunded) and have held the credit card for at least three months. If one of the conditions is not met, mileage expiry is reactivated and the award miles will expire again according to the Miles & More terms and conditions. This is not relevant for Frequent Travellers, Senators and HON Circle Members as, due to their status, award miles will not expire as long as they hold the status. For further information, please visit miles-and-more.com/en/no-mileage-expiration. Award miles will expire in accordance with the Miles & More terms and conditions.
The primary cardholder of the Miles & More Mastercard Gold is eligible to receive one Lufthansa Business Lounge voucher (lounge vouchers) per year. Each lounge voucher is valid for one cardholder or one travel companion for one visit to Lufthansa Business Lounges worldwide. Each lounge voucher will be valid for 12 months from the date of issuance to the cardholder’s personal Miles & More account in “My inbox” or until redeemed for a single entry. Please allow two weeks after qualifications have been met for delivery of the lounge voucher. Miles & More is solely responsible for the electronic delivery of the lounge voucher to the cardholder’s personal Miles & More account in “My inbox”. For admittance to the Lufthansa Business Lounges, a valid lounge voucher (printed or online) and a boarding pass for a same-day departing flight operated by a Lufthansa Group carrier (Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Eurowings) must be presented. The sale or offer for auction of the lounge voucher to a third party is prohibited. The lounge voucher cannot be replaced if lost or stolen. All Lufthansa Business Lounge rules will apply.
See conditions in the insurance contract https://www.advanzia.com/it-it/Documents/Assicurazione-Titolari-DettaglideiBenefici-IT-2023.pdf.
Annual fee: EUR 72. The annual fee is due in full upon conclusion of the Credit Agreement, but will be charged in monthly instalments of EUR 6. If the Credit Agreement is terminated before the end of the first year of the agreement, the annual fee shall remain due in full. For all other usage costs, please consult the contractual documentation at the above web page. The first six months are free of charge in the first year.